Guides
API ReferenceChangelog
Guides
API ReferenceChangelog
  1. Payment Methods
  • Getting Started
    • Overview
    • Test Data
    • Integrating Collect
    • Idempotent Requests
  • Payment
    • Payment Methods
    • Webhooks
    • Payment Methods
      • Direct Debit/Online Banking
      • Wallets
      • Cards
      • Crypto
  • Libraries
    • Collect.js
    • WooCommerce Plugin
  • Core Concepts
    • Collect Account Structure
    • Payment Flow
  • Terminal
    • Create Terminal Request
    • Overview
    • Get Terminal Request
    • Get Terminal Requests
    • Get Assigned Terminals
    • Get Assigned Terminal
  1. Payment Methods

Cards

Digital card payments let your customers pay directly with their debit or credit cards on your website or mobile app. our cards api uses the /payments/card/initialize endpoint to securely collect card details, handle 2ds/3ds authentication flows, and notify you of the result via webhook.
once initialized, you can present any required next actions (for example, a 3ds challenge) and then complete the transaction by polling or listening for our callback.
payment methodcountriespayment flowrecurringchargebackspaymentMethod.type
card paymentsglobaldirect (with optional redirect)not available*availablecard
* recurring card charges aren’t natively supported via this endpoint—consider vault/token APIs if you need to store cards for later billing.

status will be one of:
pending
processing
success
failed
refunded
if next_action is provided, render or redirect as indicated to complete authentication.
final outcome is sent to your callback_url.
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Wallets
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Crypto
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